Building your credit up from scratch or trying to recover from a few screwups that made your score drop takes time. Making on-time payments on your loans and credit cards are a good way to do that, but your credit score doesn’t take into account one big bill you probably pay every month: your rent.
Pinch is a service that reports your on-time rent payments to credit bureaus. Presuming rent is something you’re always paying on time, that can help you increase your credit score over time.
The way it works is simple: When you download the app you’ll be prompted to upload a copy of your lease agreement and connect your bank account.